For travel

"Sometimes one day spent in a different place, gives you more than ten years of life at home." /Anatole France/

Currently travelers are going on vacations and business meetings and most of them are purchasing travel insurance, but they rarely look into the insurance policy, insured risks and not to mention insurance rules, therefore often the insurance policy remains unused, although the insured risk has occurred.

Travel insurance includes several insurance lines to help insured person overcome unforeseen circumstances while traveling.

It can include following risk coverage: assistance insurance (in case of lost passport or money), medical expenses, accident insurance, travel expenses (if the trip is canceled or delayed), luggage insurance (if it is lost or delayed its delivery), personal liability insurance and others.

Deductible for travel insurance is applied depending from insured risk, for example, in case of flight or luggage delay expenses will be reimbursed after in insurers conditions defined period of time (hours) or in case of liability insurance deductible will simply be amount of money that will be deducted from installment.

! It is very important to buy suitable travel insurance according to your needs – if you are going to do winter sports, don’t for get to buy skiing/snowboarding coverage or, if you travel a lot, consider buying annual insurance policy.

What is the European Health Insurance Card or EHIC?

The European Health Insurance Card (EHIC) is a joint document for all European Union, European Economic Area countries and Switzerland Confederation that confirms the rights of citizens to receive state-funded emergency and necessary healthcare services to the same extent that it has secured the country's population.

More detailed info can be find here!